Description

Understanding Capital Options for Your Business

Presented by Chamber member Pilot

Choosing the right financing can be critical to a small business’s growth and long-term success. This educational panel will help business owners understand which capital options may be most appropriate based on their business’s current stage of development.

Participants will leave with a clearer understanding of:

• Financing options available at different stages of business growth
• Potential risks and considerations associated with various forms of capital
• Steps to strengthen financial readiness and become capital-ready
• Warning signs of predatory lending, scams, and unfavorable financing terms

The discussion will focus on:

Early-Stage Businesses
Initial funding needs, financial readiness, and establishing a strong foundation for future financing.

Businesses Established 1–3 Years
Building business credit, strengthening financials, and accessing capital to support growth.

Businesses Established 3+ Years
Financing expansion, working capital, equipment, and other growth opportunities.

Alternative Capital & Red Flags
An introduction to non-traditional financing options for businesses that may not yet qualify for traditional bank lending, along with key warning signs to watch for when evaluating financing offers.

Structured Networking
Connect directly with panelists, sponsors, and business resource organizations to ask questions, explore resources, and build valuable connections.

Additional sponsorship opportunities are available. Contact Katie at KatieS@sjchamber.com to learn more about sponsorship opportunities and how your organization can support small business financial education.